Nursing Entrepreneurship Creates New Opportunities For Nurses

While too many people in most industries are still struggling to find jobs, nursing continues to be one the most in-demand positions. This demand for nurses brings more than job security, it brings opportunities for nursing entrepreneurship to those nurses who are looking for more than just a job.

Taking the Leap to Self Employment

The first question potential nurse entrepreneurs need to answer is whether freelancing or business ownership really suits them. Most everyone can agree on the advantages: being one’s own boss, more flexibility with one’s schedule, able to focus on the work one enjoys most, and best of all, unlimited economic potential.

There are, however, serious challenges as well. People mistakenly believe that the greatest obstacle in starting a business is having the money to get started. This is false. There are a number of business opportunities that require very little start up capital. If some money is needed, entrepreneurs have a number of ways of accessing it.

Instead, the most common roadblock to entrepreneurship is in the mind. A freelancer or entrepreneur has to have the internal fortitude to put themselves into the marketplace and have the confidence to pursue their vision. Everyone’s confidence waivers from time to time, the larger issue is whether such mental blocks can be overcome.

Freelance or Open a Small Business

Deciding whether to freelance, that is work as an independent contractor, or open a small business that will grow to have additional employees, isn’t a decision that has to be made immediately. In fact, since the value nurses have to sell is expertise, it’s very easy to begin as a freelancer. As demand grows and the nurse entrepreneur becomes more comfortable with the business side of the work, then a freelancer can transition into a small business if one wants.

In either case, there are legal issues surrounding working as a freelancer and starting a business. A number of organizations that specialize in helping new entrepreneurs or nurse entrepreneurs specifically can offer some guidance on the potential legal issues that can arise. They will also likely be able to connect new entrepreneurs with lawyers who can help.

What Types of Nursing Businesses Exist

The best businesses are those that find a need in the marketplace that isn’t being met. Any nurse who’s worked through the system can list the situations where nurses, medical staff, patients, or anyone part of the health system has gotten frustrated by an issue. Exploring potential solutions for those types of situations can lead one to a good business idea.

However, it isn’t necessary to reinvent the wheel. There are a number of well-established nursing entrepreneurship ideas that others have already made successful. Just as the need for nurses grows as health becomes a larger national issue, so will the need for the types of nurse entrepreneur businesses that already exist. One should never think because the business already exists, the marketplace is full.

Experienced nurses can use their backgrounds to pursue any of these entrepreneur ideas:

– temporary staffing services

– home care service

– care case managers

– medical bill review

– personal coach in wellness, nutrition, or patient advocacy

– operational consultant for facilities

– trainer either for other medical professionals or to general public as part of a wellness clinic or program

– medical equipment or clothing supplier

Copyright (c) 2012 Nurse Entrepreneur Network

Travel Nursing Jobs

Do you have what it takes to get hired for travel nursing jobs? More importantly, are travel nursing jobs really the door of opportunity you’re waiting for or does it simply lead to a more undesirable path? Make sure that you’ve researched completely and made a lot of soul-searching first before making a final decision.

What Makes an Individual Eligible for Travel Nursing Jobs?

Just because you want to have a travel nursing job doesn’t automatically mean your wish will be immediately granted. Just like any other job, travel nursing opportunities are only offered to those who meet the criteria the employer or agency is looking for.

In terms of experience certain travel nursing jobs will require applicants to have the necessary experience before they can be hired. If you’re only beginning as a nurse, it’s possible that you’ll have to wait one more year or so before you can have a fighting chance to get hired.

Expertise can either be shown through your experience or your grades during nursing school. Hospitals may lack experts in a certain field of medicine, and this deficiency is what will make them hire you even if you’re just a recent nursing graduate.

Never mind the absence of experience or expertise. If you meet the hospital’s educational requirements, you may be immediately flown off to your future workplace…abroad!

Travel nursing is a job for the young nurse, rarely are travel nursing jobs offered to people beyond forty. As working in hospitals and clinics requires you to have extraordinary strength and longevity, employers would wish to employ younger people because they’re unlikely to pass out from exhaustion and become patients themselves.

Certain nations don’t exactly enjoy pleasurable relations with each other. As such, even if you’re more than qualified for a certain travel nursing job, your nationality might prevent you from taking advantage of that particular job opening.

Factors Affecting Travel Nursing Jobs

In the event that you’ve all the necessary requirements to qualify for any travel nursing job, don’t say yes just yet…there are still a couple more questions you have to ask yourself before signing on the dotted line.

First of all, in which part of the world are you going to be assigned? Is the country affected by politically influenced wars? Will it be dangerous for you to leave home alone at night? Is your home and workplace in the city or country?

Choosing travel nursing as a career is a very significant point in a career of a nurse, and it can lead to many opportunities that will follow, in any case a nurse considering taking travel nursing should learn everything it can before committing to this professional channel.

Internet Marketing – New Trends in an Evolving Industry

Over the years internet marketing has been evolving from the
Efforts of the first marketers. Trends in the past have seen
marketers placed ads on talk forums, classified sites, in emails
and where ever they could find potential customers.

Some of these actions led to the introduction of changes from
Within the internet marketing community and from without.
An example of a change from within the community is the banning
Of ads on all forums and relegating them to only the signature file.

An example of a change from outside the community it the Can Spam
Law, which was introduced by the USA government to prevent the sending
Of unsolicited emails. This has done much to reduce the problems of
Spam; further to this from within the community we have seen programs
Which filter emails based on the words used in the headlines and in
The body of the emails.

What all these methods have done is fueled the evolution of internet
Marketing. Now marketers are using double opt-in techniques to
Comply with the Can Spam Law, they are using Tele-seminars to
Reach their target market. They are using SEO, search engine optimization,
To reach clients who are using the search engines to look for products
And services.

As we can see the evolution of internet marketing has been fueled from
Numerous sides, the government, the internet community, the internet
Service providers and the customers themselves.

Well my fellow entrepreneur the internet marketing industry is undergoing
another major evolutionary shift fueled this time by the customers.
October, 2006 was the apex of this change which has been building for awhile.

Over the months subscribers to the various mailing lists have been receiving
Emails on a daily basis promoting one new product launch or another. In
some cases some of us have received 2 or 3 emails promoting the same new
product launch. This activity reached it breaking point in October when there
were several product launches in the same day and we received up to a dozen
duplicate emails for the launch of new products.

The end result is that, there were a large number of un-subscribed requests to
The various mailing lists owners, many gurus saw their profits dropped
Dramatically from previous launches.

Currently we are sitting on the verge of a new era in marketing, an era in which
The consumers are helping to create what they consume. This new direction
Presents many opportunities for consumers and marketers. Download this
Free report at the URL below to learn more about how you can profit from
this new trend in internet marketing. http://5kpermonth.blogspot.com

The Automotive Industry Marketing Plan

The auto industry is one of the largest industries in the world. It includes dealers, service shops for repair and body work, parts suppliers, insurance companies and even towing companies just to name a few. All areas of the auto industry share a common interest and that is cars. The interest in the auto industry has done nothing but increase over the years and all areas of the industry are learning to implement new marketing techniques in order to gain their customers attention.

Promotional products have been proven to be very effective marketing tools for businesses within the auto industry. Repair tools, key chains, safety tools, road side kits and many other promotional products that boast the company’s name or logo can not only be useful to the consumer but can be very effective in gaining more business for the company.

Tow companies often use roadside kits as a promotional part of their marketing campaign and it works. Think about the times of accidents, emergencies or break downs and that feeling of desperation while wondering who you should call. When you reach for the bag in your trunk that supplies your road side safety and emergency supplies and the logo of a towing company is clearly printed with a number for assistance, who else would you call? Many companies offer elaborate kits while others offer simple ones, the effectiveness of the advertising in those situations are not easily compared so there is no real proof that creating a kit complete with jumper cables and hazard signals works any better than one with road flares and a few simple tools.

Insurance companies and parts suppliers can also benefit from this promotional method of advertising. Any event that requires assistance will cause the driver to look for items they already possess in their vehicle to rectify the situation at hand and with those items and the contact information that is the number that will 9 times out of 10 be used.

Branding is another great way to use promotional advertising within the auto industry. When people take great lengths to accessorize or customize their vehicles they often want to show off the brands that they used. By incorporating engraved key chains, branded licensed plates and other accessories that sport the company brand or logo will be a great way to grab the attention of admirers. When consumers see the vehicle looking great and your company brand is located on it you will get the majority of the credit and they of course will come to you for all of their customization needs.

Parts suppliers and service garages often use tools as part of their promotional advertising campaign. This is due to the fact that when a vehicle breaks down or is in need of service or maintenance those tools that are on standby with the company logo on it will often be the reminder for the consumer to contact that company for their parts or service needs. You can use anything from flashlights, tire gauges to multi set tool kits to offer the advertising that you need to get that customer in your door.

Activity Internet Report, Part-Time Internet Marketing

Before I start on this one, it may be well to remember the saying,
“where is the best place to meet the high and mighty high?”
hey, at most New Years Eve Parties.

If you want to read a article written by a Internet Guru or English
Professor you can stop reading now. If you’re looking for honest
Internet Information in plain everyday writing this is for you. Read
on, this could save you a bundle and give you enough information to
start part time Marketing on the internet.

I found out the hard way that Internet business opportunities are
almost never all they’re cracked up to be. The only persons who benefit
from the opportunities are the people who start the programs and a
few friends at the top.

Seen all those ads with images of luxury cars, boats, and house? This
is the image of high life you can have if you join a MLM opportunity.
If you believe the above I have a beautiful famous bridge in San
Francisco I want to sell, cheap, doesn’t wait, today only.

As a newbie to the Internet (joining after years of retirement), with 40
years of successful publishing, printing, business off line, it makes
me sick to think people would believe this. Yeh, just join this MLM and
in two months you will be building a luxury house next to Bill Gates.

Scams after scam try to make people believe that pyramid selling laws
just doesn’t apply to the Internet. Many so-called marketers are not just
sneaky, but are out and out liars.

Further, very few offer any sort of resources to help you. To make
matters worst, they make you feel like a real “dumbie” by e-mailing you
2 days after joining, wondering why you haven’t signed up at the very
least 100 members. They make it look like it’s your fault you have not
yet earned enough to pay for that lot next to Bill Gates.

Their scams have given the Internet a real bad name. Just mention to a
friend or work mate about joining or buying something on the Internet.
I will bet you 90% will just change the subject or walk away. So many
persons got sucked into some of these get rich scams that the average
person will not trust the Internet when it comes to buying products,
services.

Webmasters who are now on the web work overtime, researching, and
building trust, which enables them to sell on the Internet.

They know success does not come overnight. They have to work hard,
be persistent, teachable, research. They have to make the effort and
a little bit of cash helps.

If you intend on making a living on the Internet start out part time.
The failing rate on the Internet is over 94 percent, mostly because
they buy into the MLM Marketer that promises all you have to do
is join as a paid member.

In your dealings with others, make sure you have proper disclosures as
required by law. To be an effective marketer, don’t be untruthful, make
false, misleading statements. Further remember you are responsible
for statements made by the MLM marketer if you are an affiliate selling
for them. You too could be charged and fined along with the MLM
you are promoting.

To make sure you are following the regulations for advertisements, and
other rules and regulations check out the following at FTP.

* The Applicability of FTC Law to Internet Advertising

* Clear and Conspicuous Disclosures in Online Advertisements

* Specific Issues in Applying Certain Rules and Guides to Internet Activities.
[http://www.ftc.gov/bcp/conline/pubs/buspubs/dotcom/index.html]

PROTECT YOUR COMPUTER AND MONEY

Here are a few steps you can take to be on the safe side. If your email
program has the option to automatically download attachments, make sure
it is turned off.

Check and make sure your Anti Virus is up to date.

If you have to open an attachment, save the file to your computer or
a disk.

Manually scan the file using up-to-date Anti Virus.

Remember scammers use fake websites, mail redirects. Before sending
any money check it out first. Never just click on the URL provided.
Type in the URL manually.

If you receive an email with the heading Paypal, Clickbank etc., asking
you to confirm your user, password, remember they already have this
information and would not be asking you for it.

YOUR INTERNET “BANK” PAYPAL

If you buy or sell on the Internet, you need a secure reliable firm
for sending,accepting payments online. Paypal (owed by e bay) is one
of the preferred ways of sending or receiving cash online. You are
notified within minutes when you pay, buy or send money. Never trust
using your cards on the Internet. By the time you get your monthly
statement hundreds of dollars could be charged to your account. Play
it save. Get a free account with PayPal today!
https://www.paypal.com/row/mrb/pal=EMXEHEG6CP2TY

I started as an affiliate but it has a lot of drawbacks. Sure they
will supply you with a free website, but then you know there are
hundreds all the same. Search engines as a rule will not list affiliate
sites.

Further, the URL given to you to promote with are long, ugly, and it’s
easy to steal your commission. Any one that may have wanted to join or
buy the product your promoting will just cut off your ID code and join.
You lose the commission and an affiliate. Plus the biggest draw back is
you don’t get a list of the persons you promote for the firm.

If you do want to sell a product for a MLM make sure you check them out.
Then you need to get the script that will shorten the URL you are given
to promote with, or learn how to clone the URL so your commission is not
stolen. Join a couple forums, and ask if anyone could give you the
script to be able to do either of the above. Most people in forums will
help because it also gives them a plug.

What business do you know (other then an Internet MLM) gets you to pay for
their advertising and work for free? You’re better off to set up your
own web site and promote as a reseller or get and sell your own products.
This way you can build up your own list.

I hate to admit this but for some reason I got tunnel vision when it came
marketing as an affiliate. I learned how to get free hits to my site, got
number 1 to 8 listing in MSN, Yahoo, Googl for my key words. in fact
have from 2 to 6 listing in each of the top 10 listing for all three of
the above search engines. My hits for December were over 2 million, yet
because I was selling for MLM’s without cloning my URL,just made enough
to cover my expenses.

No person told me everyone could tell I was a newbie and a dummie when
they saw my affiliate URL, not cloned. They would cut off the ID number
at the end if they were interested in the product I was selling, get the
commission that should have been mine, plus what hurt more was I lost an affiliate.

The cost of setting up a web site is minimum. Should you go this route I
highly recommend Robyn at:

No, I have no personal interest in myfriendlyhost, nor do I get any commission
from Robyn for listing her site. Without Robyn’s help I would have quit the Internet.
She is one of the few persons on the Internet who helped me, without
asking for money first.

LIGHTSIDE

Now lets see if we can get you to grin again by checking out some of
these great quotes;

“if we let loggers go in and cut down the trees we wouldn’t have a
problem with forest fires”- George Bush

I only hope our Premier Gordon Campbell does not see this. He is just
liable to take Mr. Bush’s advice. With all the forest fires we have here
in BC, Greenpeace would really see some clearcuts.

“that lowdown scoundrel deserves to be kicked to death by a jackass,
and I’m just the one to do it” -A congressional candidate in Texas.

By any chance was Mr Bush ever a candidate in Texas??

My best pick;
“if someone has a bad heart, they plug this jack in at night as
they go to bed and it will monitor their heart throughout the
night. And next morning when they wake up dead, there’ll be a
record”- Mark S. Fowler, FCC Chairman.

Just goes to prove we all are humans, make mistakes and when it’s
the other person’s slip-up, enjoy it.

None of the free listings below are mine, nor am I a affiliate of any
of the listings. They are listed for your benefit only.

You should also consider selling via ebay. They first started in 1995,
and I am sure few people would have believed they would have over 157
million members worldwide today.

Thousands of persons are making a good living today selling on eBay.
They give you a lot of support with free information, tools and
resources. Really a great way to start on the Internet part-time, as
you have control on the hours you want to spend to make it work.

If you’re interested, below you can click on their URL for free
Information.
A Look at Third Party eBay Tools

A free list of some of the top providers of ebay’s, including
name buyer’s, seller’s addresses, plus information on each.
[http://developer.ebay.com/certifiedprovider/catalog.aspx]

Brings you the most popular and highest rating auctions, free.

If your really interested in Internet Marketing, sign up to a couple
free Internet Marketing Newsletter, and Forums. Learn and earn.

Best wishes, and I hope this article is helpful.

Home ElectronicsCigarette (cigarrillo electronico) Automated Protection You Need To Know

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This sprayer is heated to convert the liquid electronic cigarette nicotine cartridge into the water vapor that is inhaled. The electronic cigarette is safe in the knowledge that this warming and can be hot. Never drag a permanent or inhaling the electronic cigarette, because this will make(cigarros electronicos) spray to keep warm and eventually melt the toner. You must be a burden when you feel the urge to smoke. The use of the is moderately good security and cartridges will actually last longer.Another important safety does not hinder the electronic cigarette too hard. When you take a drag of you should take a slow, deep pull in about 3-5 seconds. If you pull too hard on the cartridge, you can potentially suck some of the nicotine in the mouth. If this happens, the security of (cigarro) correct too quickly, rinse your mouth with water.

When the ecigarette(sigaretta elettronica) company shows their cheap electric cigarette online, determine should they have had their logo design placed on it. Whether it just states ecigarette(elektronines cigarettes) or something like that cheap searching, this means they bought the in low amounts at affordable prices because they didn’t wish to spend the additional money possess a brand.

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Get Ready Now: Tips For A Stress Free Holiday Season!

Planning

1.) Write — Sit down at the table with a blank notebook and do what I call a Time Out where you write down everything associated with your holiday traditions. Write all of the tasks, to-do’s and commitments you can think of and include things you are responsible for as well as what you take part in. Do you always travel? Are you hosting meals and house-guests? Do you set up or participate in a gift exchange? Annual parties and events? People you always buy gifts for?

2.) Sort & Prioritize– Take your Time Out and sort it into a task list, an events list and a gift list. Hosting Thanksgiving dinner is an event, meal planning, grocery shopping and delegating who brings what, are tasks. Shopping for gifts goes on the task list, what you buy for whom goes on the gift list. You may choose to create more lists to further breakdown tasks or events that you are in charge of. In addition to the gifts your family exchanges, the gift list should include: hostess gifts, teacher gifts, holiday tipping, office gifts, Secret Santa and the like. Having these lists will help you prioritize and you should make a note of the must-do, non-negotiables (visiting grandma) and the things you might be able to skip to save your sanity (decorating 12 dozen cookies by hand).

3.) Schedule — Assign the events and tasks to your calendar. Notate all the travel, arrivals and departures of guests, the annual food drive and neighborhood caroling. If you are unsure of dates, put a question mark next to them and add a note to your task list to call people to clarify. This part helps other people make decisions and put plans in motion. Mark time and dates ahead of events for tasks, chores and errands so nothing sneaks up on you. Feeling frantic feels terrible; being prepared feels great! Decide when you have time to bake, write cards and shop online and schedule those tasks too.

Act Now! Looking at your lists and calendar, what can you do now to save time, energy and stress later on? Here are some ideas:

1.) Cooking — Plan your meals, choose your recipes and make your lists.

• Do you make the same Thanksgiving dinner every year? Make your grocery list and start stocking up on the non-perishables. Place orders for the turkey, pies and linen rental. Mark your calendar with dates to call and confirm as well as the pick up or delivery dates. Delegate side dishes to your guests now and don’t be afraid to be specific!
• Plan your recipes for holiday cookies and appetizers for parties and make your grocery lists. Can you make dough or sauces ahead and freeze? Double a recipe and bring the same item to multiple parties. This saves time and money by streamlining effort and ingredients. People will only remember your contribution and the fabulous flavor!

2.) Traveling — Plan your trip.

• Book your airline tickets, car rental and hotel reservations now! Prices are only going to go up as the holidays near.
• Set up your transportation to and from the airport. Arrange home and pet care while you’re gone. Again, set up dates to confirm in your calendar.
• Make lists for what to pack and get all the cold weather gear out of storage, cleaned and ready to go.

3.) Guests coming to you — Get ready for your guests and help them get ready for their travel.

• Make sure their travel is booked. Do you need to arrange lodging or are they staying with you?
• Make sure your home is house-guest ready and check your linens, towels and spare toiletries. What items do you need to buy to make their stay more comfortable?
• Plan events, activities and transportation now, purchasing tickets and making reservations when necessary.

4.) Minimize future errands — Stock up now on items you always need. Remember, being prepared feels great!

• Make shopping lists from your tasks list for the holidays and the normal things you shop for. This step will save you trips to places like the drugstore.
• These items might include your everyday toiletries, paper goods, wrapping paper, cases of wine, water and other beverages.
• Create a space in the closet, garage or even under the bed for all these extras so your home doesn’t get overwhelmed.
• Make a note of what you bought and where you put it!

5.) Holiday cards, newsletters and photos — Start now! Having these time-consuming tasks out of the way will allow you to breathe easier.

• Make your list, purchase your supplies, including postage and put a bag or box together with everything you need including pens and your address book (if you still use one) so you can have it at the ready, but put it away when you’re done.

• Do a few at a time so the task isn’t overwhelming and they’re ready to send on the date you’ve chosen.

• If you order pre-printed cards, do that now too.

• Newsletters are fun to send and keep people updated on your goings on so make an outline of what you’d like to include and start writing!

• If your card includes or consists of a photo, choose one now or set up your photo session ASAP.

6.) Gifts — As an organizer, I love to give people consumables: food, beverages, gift cards and charitable donations. You can buy many of these now and they will save you so much time and energy. Feel free to personalize, but it’s a real time saver to streamline and give everyone, or group of people, the same thing.

• Give all the teachers gift certificates where they can treat themselves to an indulgence, like a pedicure, shopping or restaurants.
• Make charitable donations for hostess gifts — a few favorites are the Heifer Foundation and Charity Checks which allows people to choose where their donation goes.
• The office or neighborhood can pool together and instead of individual gift giving, Adopt A Family, volunteer at or make donations to a local charity or animal shelter.
• If you give monetary gifts to people such as your hairstylist or garbage collector, visit the bank as you can afford to, write the accompanying notes and store the envelopes in a safe place.

7.) Dressing Up — Plan your party outfits now so you’re not scrambling through the mall on the day of the event.

• Comb your (hopefully organized!) closet and find what fits, is occasion appropriate and what you can reinvent?
• If you need to shop, consider basics and/or separates that you can change up with accessories and can be worn year-round. Or maybe you only need a few sparkly accessories to spruce up your favorite frock.
• If you have children, make sure their clothes fit too and that everything is clean and ready to go.
• Taking family photos? Do you need or coordinate what you’re wearing? Plan and shop now.

8.) Decorating — Where are the ornaments? Do I still like everything I have? How is it stored?

• When you take out your decorations, use only what you love or what has meaning and part with the rest. Sometimes we continue to use the decorations we have, even if we no longer like them, out of habit or because you only look at it for 30 days or so.

• Before you put anything away, make sure you have proper storage to protect your treasured ornaments, wreaths and lights. Plastic bins keep the critters and dust out and everything organized inside. Check out The Container Store for their fabulous and helpful products. Don’t forget to label everything!

I hope these tips help you to plan and get ahead for the holidays so you can enjoy this wonderful time with your family and friends!

Online Savings – 10 ways to save money this week

They want to save money, without all your time? ‘re In the right place. Save time and money with these links. Here are ten things you can do to save money right now.

1. Add online savings groups. There are hundreds of online forums, in conjunction with others who want to save. Have links to printable coupons for free, saving newsletters, sales and market knowledge and time.

2. Start clipping coupons. Yes, couponsback. The bond that producers of an economy in decline. You want to continue using their products to consumers and to keep the scoring head.

3. Shop with coupons. Several retail chains have special clothing coupons that are good for now slow. Many of them are in the morning or afternoon to work on weekends, so that consumers can also take advantage of discounts.

4. Do not buy! If you think you want something, you take the time to decide whetheror not.

If you wait 24 hours and still want an item, then buy. You’ll probably forget all about this cute pink blouse, as the day goes.

5. No food. You can save $ 50 – $ 100 a week from packing lunch or dinner in the country. There are some free sites that offer excellent food ad budget.

6. Bill to pay online to save postage. Almost all banks and utilities are free payment options online.

7. Start the revocation orSubscriptions do not use anymore.

8. Check your wireless plan. Most companies offer a change of provider that you save money. When not at the moment, you can get $ 30 a month, except in the case of a revision of its package of mobile telephony.

9. Parking. If you really do not need to make additional trips.

We are so conditioned to jump in the car and ran. Shopping Group tours and shopping in one day. Save time andMoney.

10. Keep a list of all the goods or services costing more than $ 10, you must buy this week. Check the list twice, if you really need to online billing to see if the manufacturer does not offer discounts or coupons before you buy.

Unintended Consequences of DMEPOS Competitive Bidding

Medicare’s DMEPOS Competitive Bidding Program has been in the public eye before its implementation in January 1, 2011 with lots of clamor on its possible negative impact on the Medicare population. DMEPOS or durable medical equipment, prosthetics, orthotics, and supplies include wheelchairs, oxygen concentrators, pacemakers, hospital beds, prosthetic limbs and other medical equipment intended for typical elderly and/or disabled.

The Centers for Medicare and Medicaid Services (CMS) competitive bidding program for durable medical equipment give emphasis on price competition among suppliers and providers. The innovation made on DMEPOS competitive bidding program greatly affects vulnerable medical beneficiaries of Medicare specifically on their freedom of choice, access and avail quality DME supplies. During the testing phase of the competitive bidding program, major problems were encountered by patients and beneficiaries that include additional costs to Medicare for numerous emergency room visits and longer hospital confinement, unfamiliar DME providers, and inaccessibility to vital equipment and services.

The CMS Medicare program will also take its toll on the marketplace with DME suppliers and providers engage in cutthroat economic competition to get their bid approved. Reduction in the cost of durable medical supplies will lead to inferior product quality and service for Medicare beneficiaries. Most DME bidders will resort to “predatory” and “suicide” bidding that result to unrealistically low bid prices. Small players in the bidding market such as Dallas medical supplies companies will have a hard time competing with large firms. The DMEPOS Competitive Bidding Program could take out most trusted and preferred DME suppliers of Medicare beneficiaries.

Various Home Medical Equipment (HME) organizations and advocacy groups are lobbying for the repeal of the competitive bidding program from influential members of the House of Representative. Certain bills for its repeal or modification are already sponsored for deliberation in the US Congress. Toll-free numbers are set up by HME groups for queries, feedbacks and updates of the program. The competitive bidding will affect nine major metropolitan areas of Charlotte, N.C.; Cleveleand, Dallas-Fort Worth, Cincinnati, Kansas City, Orlando, Miami, Pittsburgh and Riverside, CA. The unintended consequences of DMEPOS Competitive Bidding have yet to come and change the culture of the United States Medicare program.

Payday Lenders – The History of Payday Loan and How it Effects Instant Approval – Part I

Here is how to avoid application disapproval and get instant cash credited into your account via payday loan. You can get up to $1500 dollars instantly without credit check, collateral or faxing of paper documents. All you need to get instant approval for cash advance is to know the nitty-gritty of payday loan and how it affects your loan application approval and disapproval.

Most people want to take advantage of payday service because they know that it is easy to access but they don’t know the disadvantages involved in payday services. Payday loan, no doubt it is the fastest kind of loan service that gives borrowers instant cash to meet their very urgent needs. But some people take payday loan for luxuries without knowing that payday package is for unavoidable needs especially those needs that can not wait till payday and it is also initiated to help people in emergency.

If you want to take advantage of payday facility, you have to count the cost before you apply. You have to understand that payday is a short term loan and its duration is usually between 15 to 31 days. Payday loan is a high interest loan because it is a non secured loan most time. Payday lenders most times do not require borrowers to present collateral or faxing of paper document and do not perform credit check to secure the lender. Because of the high risk payday lenders are exposed to, lender charge higher interest rate compare to other loan services. So if you want to take advantage of this loan service, you need to count the cost and make sure it is what you need before you apply.